XRP Price Prediction: Franklin Templeton Exec Says XRP Is Key to Cross-Border Payments – Is a $3 Breakout Next?

Franklin Templeton has again backed XRP as a building block for cross-border payments saying XRPL offers real-time, low-cost settlement. A DBS Bank MOU with Franklin Templeton and Ripple has tied tokenized money market funds to XRPL. Spot XRP ETFs have taken in $1.07B with $3–$3.05 as the next test.
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Senate Sets January Markup On The CLARITY Act – Traders Brace for DeFi Amendments

Committee staff have circulated revisions for the CLARITY Act ahead of a Jan. 15 title-by-title markup, reviving a digital-asset framework that stalled in 2025. Draft text keeps CFTC lead for qualifying tokens, sets SEC lane for yield features, and tightens DeFi front-end registration.
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